Explore Your Options
It’s time to put your property to its best use and get a loan against it.

Your home is your castle and one of the most valuable assets you have. It could be your dream home and once you are ready, it’s time to put your property to its best use and get the right financial support with its help.

A Wide Range of Loans To Choose From
Bank Name Rate of Interest Processing Fees CIBIL Score Loan Amount Apply Now
PNB Housing Finance Loan against property Roshni- 10.50% to 14%, Prime 8.75% to 10% (Reducing) 10000 for Salaried, In Roshni-1%, Self Employed-0.50% 625+ Upto 10 Cr Apply now

FAQs

  • A Loan Against Property is a type of secured loan where you pledge your property (usually residential or commercial) as collateral to borrow money from a financial institution.
  • The loan amount from LAP can be used for various purposes, such as business expansion, education, medical expenses, debt consolidation, home renovation, or any other personal or business needs.
  • The loan amount you can get typically depends on the market value of your property and the loan-to-value ratio set by the lender. It can vary from 50% to 70% of the property’s value.
  • Interest rates for LAP can vary among lenders and depend on factors such as your credit score, loan amount, and the property’s condition. They are usually lower than unsecured loans but higher than home loans.
  • LAP tenures typically range from 5 to 15 years. However, this can vary from lender to lender.